Recent Activity
Total Bank & Cash Balance
0
All Accounts Combined
Total Loans (Real-Time)
0
Remaining Loan Balance
Total Savings & Gold
0
Gold Today's Value + SIP
Cash & Bank Balance
0
Primary + Secondary + Cash in hand only
Income
0
This month
Expenses
0
This month
Bank Spend
0
Bank Spend
0
Credit Card Spend
0
Pending Payments
Owed To You
0
Friends who still owe you
You Owe
0
Friends you still owe
Bank Accounts
| Holder | Account Section | Bank Name | Balance | In INR | Action |
|---|
Bank Account 2
| Holder | Account Section | Bank Name | Balance | In INR | Action |
|---|
Credit Cards
| Bank | Card Name | Card Type | Due Date | Outstanding | Actions |
|---|
Cash in Hand Balances
| Holder | Currency | Balance | In INR | Action |
|---|
Individual Bank & Cash Balance Summary
Real-Time Individual PortfolioAdd Income
Record income by selecting where it was added: Bank Account, Cash in Hand, or Credit Card. This creates a transaction log without duplicating entries.
Monthly Cashbook (PDF)
Group Trip
You will be the Trip Leader. Only the leader can delete or complete the trip.
Trip Split
Monthly Expenses
Real-time tracker. Logs update instantly upon saving.
| Date | Paid By | Category | Description | Account | Amount | Actions |
|---|
Settlement Transfer Logs (this month)
Find Registered FinTrack User
Search a registered user by their mobile number. This is not a public directory.
Receivable & Payable Summary
Friends List
Friends Split Transactions
| Date | Description | Paid By | Amount | Participants | Share / Person | Actions |
|---|
Group Trip Expenses
Friends Split Settlement
Settlements related to Friends Split transactions only. Running balance with each friend — automatically carries forward across months. Outstanding balances are calculated automatically from Friends Split entries plus any recorded settlements.
Total You Need To Pay
0
Total Friends Owe You
0
Net Settlement Position
0
| Friend | Status | Outstanding | Actions |
|---|
Friend Settlement History
| Date | Friend | Direction | Amount | Account | Notes | Prev. Balance | Balance After | Delete |
|---|
Household
Track shared household expenses (rent, utilities, groceries, etc.) among housemates or family members. Automatically calculates who owes whom and lets you record settlements.
Household Expenses
| Date | Description | Category | Paid By | Amount | Split Among | Actions |
|---|
Settlement History
| Date | From | To | Amount | Account | Notes | Delete |
|---|
Liabilities & Loan Management
Track loan payments with exact dates, logs, and closing status.
Gold Purchase
Compare physical gold value vs purchase-day conversion rate & live today conversion rate.
Total Invested
0 SAR
Purchase Day Conv. Total
0
Based on purchase day rates
Converted Today (Live)
0
If SAR remitted today
Today's Gold Market Value
0
Physical gold current value
Net Profit vs Purchase
0
vs Today Remit: 0
| Date | Grams | Bought | Day Rate | Purchase Day Conv. | Converted Today | Today Rate | Today Gold Value | Profit vs Purchase | Actions |
|---|
SIP & Money Investments
| Date | SIP Name | Category | Monthly | Current Value | Actions |
|---|
Bank & Cash Transfers
Record transfers between your accounts or cash in hand balances.
| Date | From Account | To Account | Amount | Notes | Actions |
|---|
Profile
Your account information and mobile number settings.
Notifications
Friend requests, new splits and payment reminders — in real time.
Visibility Settings
Control what is visible on your dashboard and navigation. Disabling a module hides it but does NOT delete its data.
Select Currency (Primary & Secondary)
Choose one primary currency — this one is required. A secondary currency is optional. The ticked order sets primary first, then secondary, and you can change both here at any time.
Registered & Online Users
0
Registered
—
Online now
0
Mobile online
0
Web online
Connecting to live user activity…
Admin Branding
Customize the application logo and tagline. Supports PNG, JPG, or SVG.
Currency Based Accounts
Your accounts are grouped by the currency you use. Each group carries the short country form of its currency — IND for INR, KSA for SAR, USA for USD — and every name can be edited.
Filled from your primary currency.
Optional — leave empty when you use one currency.
Exchange Rate Management
Manage conversion rates to INR. Edit manually or fetch live rates online.
| Currency | Country | Rate to INR | Edit |
|---|
Send Message to All Users
Send wishes, offers or announcements — delivered instantly to every user's notifications. Auto-deleted after 30 days.
Admin Controls — Account Limit
Limit how many accounts can be created in this application. Example: 1 = admin-only (manual), 5 = only five members can create an ID, 10 = ten members.
New account creation is automatically blocked once this limit is reached.
—
Accounts currently registered in the application.
Registered Accounts
| Name | Status | Subscription | Actions |
|---|
Orphaned Mobile Number Cleanup
Check if a mobile number is an unused/orphaned registration record. The lookup record is removed ONLY if no active user account is linked to it.
Ratings & Feedback
Submitted ratings and feedback from all users. Newest first. Older entries can be scrolled into view.
Theme Picker
Choose a visual theme for your FinTrack dashboard. All themes are free for everyone.
Themes apply instantly and are saved to your profile.
Security
Set a 4-digit FinPIN to quickly unlock FinTrack when you reopen the app.
Checking FinPIN…
Premium Subscription Settings
Admin-only controls for premium subscription configuration. These settings apply globally to all users.
Help & Information
How to use FinTrack and answers to common questions.
How to Use FinTrack
FinTrack brings your bank and cash balances, expenses, liabilities, gold and SIP investments, household and friends splits and settlements into one secure dashboard. The areas appear in this order:
- Overview — total bank & cash balance with the currency toggle, quick links, monthly flow, insights preview and recent activity.
- Accounts — add bank accounts, cash in hand and credit cards; balances update everywhere.
- Transactions — every money movement for the month, including transfers and settlements.
- Monthly Expenses & Income — record an expense against a category, add income, and see the month table with settlement logs.
- Household — members, shared household expenses with splits and household settlements. The three-dot menu holds add expense, record settlement, add member, PDF, exit and delete.
- Gold Purchases & SIP Investments — gold purchases with conversion analysis and SIP holdings.
- Loans & Liabilities — track loans with payment logs and close them when settled.
- Trip Split — group trips, who paid and who owes.
- Bank Transfers — move money between your accounts, with live conversion when the currencies differ.
- Friends Split & Settlements — split an expense with friends and settle the balance.
- Financial Insights — savings and category overview for the chosen period, with one month calendar and a "This month" shortcut.
- Profile & Notifications — your information, friends and alerts.
- Settings — visibility, currencies, theme, exchange rates and people.
- Help & Ratings — this page and your feedback.
Expense Categories — add your own
Every category list now ends with + Add category... — in Monthly Expenses, in Household expenses and in Friends Split. Choose it, type the name and it is saved immediately.
A category you add is shared across the whole app: it appears in every category list and in Financial Insights as soon as you record an expense with it.
Rename or Delete your own categories from the same window. Renaming moves your existing expenses to the new name, and deleting keeps the old expenses under their saved name. The built-in categories (Food, Transport, Shopping, Bills, Medical, Other) cannot be edited or deleted.
First Login Guide
When you log in for the first time, FinTrack welcomes you by name with a short motivational quote, then walks you through a six-step guide so you can start using the app confidently.
The six steps: Welcome → Select Your Currencies → Add a Bank Account or Cash → Add Your Accounts → Start Using FinTrack → Visibility Settings.
Visibility Settings let you choose which information appears in your Financial Overview — Total Bank & Cash Balance, Total Liabilities, Total Savings & Gold, Net Financial Balance, Individual Bank & Cash Balance Summary and other overview items. If any information is not required, you can turn it off and save your preferences.
These settings are optional and can be changed any time from Settings. The welcome and guide appear only once; you can revisit this guide here anytime.
Financial Overview
Shows your total bank and cash balance, liabilities, savings and gold, and net financial balance. Use Visibility Settings to hide liabilities or savings for a simpler view.
Theme System
FinTrack supports multiple visual themes to personalize your dashboard. All themes are free for everyone:
- Default Light — the standard look.
- Rose, Emerald, Ocean — color-tinted light themes.
Go to Settings → Theme Picker to choose a theme. Your theme choice is saved to your profile and applied every time you log in.
Currency Priority & Sorting
FinTrack displays currencies in a fixed regional priority order:
- INR — Indian Rupee (always primary by default)
- Gulf currencies — SAR, AED, OMR, QAR, BHD, KWD
- Global currencies — USD, GBP, CAD, AUD, UZS
When you select multiple currencies in Settings, they are automatically sorted by this priority. Your Primary Currency is the first in the list, and your Secondary Currency is the first non-INR currency. All financial summaries, dropdowns, and account tables follow this order.
Monthly Expenses
Log shared monthly expenses with categories. Each entry can be deducted from a chosen account.
Income
Use the Add Money feature to record income or deposits into any saved account.
Bank and Cash
All bank accounts are added under one Bank Accounts box. Each account belongs to the account group and currency configured in Settings, and the list shows the group name you entered. Spending is shown separately for each configured currency. Cash in Hand has its own box and a simple entry with currency and balance only. Detailed guidance lives here in Help, so screens show titles and icons only.
Bank and Cash Transfers
Record transfers between your accounts. Balances update automatically.
Credit Cards
Track credit card outstanding amounts and due dates. Reminders appear near the due date.
Loans and Liabilities
Track loans with payment logs and closing status.
Gold and SIP
Record gold purchases and SIP investments with conversion analysis.
Savings Goals
Use SIP investments to track progress towards your savings goals.
Friends
Add friends from the dashboard. Tapping a friend card opens their profile with balance details and actions: Send Reminder, Notification Settlement, Settlement, Split Transaction and Remove Friend. Pending Payments (who owes whom) also live in the Friends area. Settlement opens with the current pending balance pre-filled and can be edited for partial payments.
Friends Split
Split expenses with friends. Registered friends sync between both accounts; non-registered friends are tracked manually.
Settlements
Record friend and shared settlements in one area. The history shows the settlement type for each record.
Profile
View your personal information, friends and notifications.
Notifications
Notifications from friends, such as payment reminders, can be viewed from a friend's three-dot menu in Profile. You can delete any notification manually. Notifications that you do not delete will automatically disappear after one week from the time they were created.
Settings
Configure visibility, currencies, exchange rates and people.
Is My Data Safe?
Your data is stored securely in Firebase and is only accessible with your account.
Who Can View My Data?
Only you can view your financial data. Shared records are visible only to the connected users involved.
Is My Password Stored in FinTrack?
No. Passwords are managed securely by Firebase Authentication and are never stored in the FinTrack database.
Can Another User Access My Account?
No. Each account is private. Only shared splits and settlements you create with another user are visible to that user.
What Happens to My Financial Data When the App Is Updated?
Updates never delete your data. Hiding a section only hides the display; your records remain intact.
Can I Use More Than One Currency?
Yes. Use Keep Selected Currency Only to limit the app to one or two currencies. INR remains the default base currency.
Why Do I See Categories When Adding an Expense?
Categories help you analyse spending patterns across Food, Transport, Shopping, Bills and Other.
What Is the Purpose of the Expense Graph?
The expense graph helps you understand spending patterns by category over time.